Our HMDA/CRA division developed the first program ever to help banks and lenders file and analyze CRA and HMDA data. Range of services include ease-of-use software, fair lending analysis, and data collection and processing.
We thoroughly analyse HMDA and CRA data and provide a detailed report of our findings. Reviews are conducted at the loan level and by software interface. LCG assists financial institutions in evaluating their Fair Lending performance.
Comprehensive reviews are often used to evaluate HMDA and CRA impact initiatives, data analysis, required notices or disclosures, risk-based pricing, and FACTA implications.