Lenders Compliance Group®
Creating a Culture of Compliance®
MEMBER OF NATIONAL ORGANIZATIONS
ABA | MBA | NAMB | AARMR | MISMO | ARMCP | ALTA | IIA | ACAMS | MERSCORP
Our Forensic Mortgage Audit® is a comprehensive review and analysis of all documentation related to an existing residential real estate loan. It is a detailed examination of specific loan documents, borrower fees and, where applicable, lender actions during the mortgage process.
The unique Forensic Mortgage Audit® uncovers and identifies any errors, unfair or misleading practices, overcharges or other lending violations made during the mortgage process. The Forensic Mortgage Audit® also determines if the mortgage is in compliance with RESPA, TILA, APR and all relevant federal and state regulations.
Forensic Mortgage Audit® reviews include:
CONTENTS
Summary
Audit Notes and Comments
Summary of Applicable Laws
Loan File Document Audit
Mortgage Loan Audit Section
Transaction Details
Transaction Participants
Mortgage Loan Compliance Audit
TILA Law‐Regulation Z
RESPA Compliance
GLBA Compliance