Mortgage FAQs is an expression of our commitment to the mortgage community.

Our Mortgage FAQs covers almost 200 topics in virtually all areas of mortgage compliance.

Mortgage FAQs is a weekly newsletter that explores challenging issues involving mortgage banking.

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Selected 2024 Mortgage FAQs:

Dec. 17, 2024 – Policy and Procedure links to Change Management

Dec. 11. 2024 – Fannie’s MORA Review: Internal Audits

Dec. 02, 2024 – Housing Prices, Mortgage Rates, and Morale

Sep. 30, 2024 – RESPA Violations: Inconsistent Enforcement

July 18, 2024 – Restrictions on Gifts and Promotional Activities

July 11, 2024 – Fee Splitting Violations

July 05, 2024 – Risk-Based Pricing Notice: Timing

June 27, 2024 – Quality Control Red Flags and Automated Fraud Alerts

June 20, 2024 – Elder Theft and Elder Scams

June 13, 2024 – CFPB’s Repeat Offender Registry – Part Two

June 06, 2024 – CFPB’s Repeat Offender Registry – Part One

May 30, 2024 – Quality Control: Anticipating Defects and Trends

May 23, 2024 – CFPB Examination: Failure to Conduct Self-Assessments

May 16, 2024 – Regulatory Mandate: Third-Party Risk Management

May 09. 2024 – Online Data Collection Challenge

May 02, 2024 – Business Continuity Plan: Insufficient Recovery

Apr. 25, 2024 – Identifying a Qualified Written Request

Apr. 18, 2024 – Defining “Mortgage Loan Originator”

Apr. 11, 2024 – Policy Statement for Artificial Intelligence

Apr. 04, 2024 – Bankruptcy Still Requires Periodic Statements

Mar. 28, 2024 – “Woke” Policies in Mortgage Banking

Mar. 21, 2024 – Endorsements and Testimonials

Mar. 14, 2024 – Steering Practices in Comparison Platforms

Mar. 07, 2024 – Executor’s Access to Digital Account

Feb. 29, 2024 – Joint Users of Credit Reports

Feb. 22, 2024 – Evaluating Character and Fitness

Feb. 15, 2024 – Money Mules: ID Theft and AML Compliance

Feb. 08, 2024 – HMDA: Procedures & Internal Controls

Feb. 01, 2024 – Identity-Related Suspicious Activity

Jan. 25, 2024 – Filing the Suspicious Activity Report

Jan. 18, 2024 – Artificial Intelligence: Adverse Action Notice

Jan. 11, 2024 – Debt Collection: Notice To Cease Communications

Jan. 04, 2024 – Consumer Purpose Loans