SELECTED ISSUANCES
OCC: OCC 2011-49 (Bulletin), Foreclosed Properties, Guidance on Potential Issues With Foreclosed Residential Properties (12/14/11)
OCC: OCC 2011-47 (Bulletin), OTS Integration (12/8/11)
CFPB: Streamlining Inherited Regulations, Notice of Streamlining Project - Request for information, FR 76/233 (12/5/11)
HUD: Homeless Emergency Assistance and Rapid Transition to Housing: Defining "Homeless" FR 76/233 (12/5/11)
SIGTARP, CFPB, Treasury: Consumer Fraud Alert, Tips for Avoiding Mortgage Modification Scams (12/1/11)
FHA: Appraiser Roster: Appraiser Qualifications for Placement on the FHA Appraiser Roster, Final Rule, FR 76/226 (11/23/11)
OCC: Interim Status Report: Foreclosure-Related Consent Orders (11/22/11)
Interagency: Supervisory Statement, Supervisory and Enforcement Responsibilities, Determination of Depository Institution and Credit Union Asset Size, Sections 1025 and 1026, Dodd-Frank (11/17/11)
HUD: Implementation of the Fair Housing Act’s Discriminatory Effects Standard, Proposed Rule, Federal Register - 76/221 (11/16/11)
CFPB: Early Warning Notice, Bulletin 2011-04 (11/7/11)
FHFA: Fannie Mae and Freddie Mac Announce HARP Changes to Reach More Borrowers, Federal Housing Finance Agency (FHFA) News Release (10/24/11)
VA: National Survey of Veterans, Active Duty Service Members, Demobilized National Guard and Reserve Members, Family Members, and Surviving Spouses, VA Home Loans Section (10/18/11)
FRB: Loans in Areas Having Special Flood Hazards, Interagency Questions and Answers Regarding Flood Insurance, Federal Register - 76/200 (10/17/11)
CFPB: Supervision and Examination Manual - Version 1.0 (10/13/11), Compendium compiled by Lenders Compliance Group (10/17/11) - Request Copy
CFPB: Supervision and Examination Manual - Version 1.0, Announcement (10/13/11)
OCC: OCC 2011-47 (Bulletin), OTS Integration (12/8/11)
CFPB: Streamlining Inherited Regulations, Notice of Streamlining Project - Request for information, FR 76/233 (12/5/11)
HUD: Homeless Emergency Assistance and Rapid Transition to Housing: Defining "Homeless" FR 76/233 (12/5/11)
SIGTARP, CFPB, Treasury: Consumer Fraud Alert, Tips for Avoiding Mortgage Modification Scams (12/1/11)
FHA: Appraiser Roster: Appraiser Qualifications for Placement on the FHA Appraiser Roster, Final Rule, FR 76/226 (11/23/11)
OCC: Interim Status Report: Foreclosure-Related Consent Orders (11/22/11)
Interagency: Supervisory Statement, Supervisory and Enforcement Responsibilities, Determination of Depository Institution and Credit Union Asset Size, Sections 1025 and 1026, Dodd-Frank (11/17/11)
HUD: Implementation of the Fair Housing Act’s Discriminatory Effects Standard, Proposed Rule, Federal Register - 76/221 (11/16/11)
CFPB: Early Warning Notice, Bulletin 2011-04 (11/7/11)
FHFA: Fannie Mae and Freddie Mac Announce HARP Changes to Reach More Borrowers, Federal Housing Finance Agency (FHFA) News Release (10/24/11)
VA: National Survey of Veterans, Active Duty Service Members, Demobilized National Guard and Reserve Members, Family Members, and Surviving Spouses, VA Home Loans Section (10/18/11)
FRB: Loans in Areas Having Special Flood Hazards, Interagency Questions and Answers Regarding Flood Insurance, Federal Register - 76/200 (10/17/11)
CFPB: Supervision and Examination Manual - Version 1.0 (10/13/11), Compendium compiled by Lenders Compliance Group (10/17/11) - Request Copy
CFPB: Supervision and Examination Manual - Version 1.0, Announcement (10/13/11)
FinCEN: The SAR Activity Review - Trends Tips and Issues, Issue 20 (10/2011)
State Nondepository Examiner Guidelines for Regulation Z Loan Originator Compensation Rule, Multistate Mortgage Committee (MMC) (10/6/11)
OCC: Resecuritization of Certain Residential Mortgage-Backed Securities, Interpretive Letter #1133 (9/2011)
FinCEN: Mortgage Loan Fraud Update - Suspicious Activity Report Filings in 2nd Quarter 2011 (9/28/11)
CFPB: Proposed Information Collection: Comment Request, Generic Clearance for Research in Development of Disclosure Forms, FR 76/186 (9/26/11)
FHA: Revised Lender Approval Requirements, Mortgagee Letter 2011-34 (9/23/11)
CFPB: Request for Information on Consumer Financial Products and Services Offered to Servicemembers, FR 76/172 (9-6-11)
NMLSR: MCR Data Quality - Samples of Common Issues (8/23/11)
HUD: Trial Payment Plan for Loan Modifications and Partial Claims under Federal Housing Administration’s Loss Mitigation Program, ML2011-28 (8/15/11)
"The Subprime Crisis: Is Government Housing Policy to Blame?" By Senior Economists Robert B. Avery and Kenneth P. Brevoort, FRB Issuance 2011-36, Division of Research and Statistics (8/3/11)
NMLSR: HUD Final Rule Changes Retake Policy for SAFE MLO Tests (8/02/11)
CFPB: Coordinating Consumer Complaints, Kent Markus, Deputy Director/Enforcement, Announcement (8/12/11)
HUD: Mortgagee Review Board - Administrative Actions, FR 76/146 (7/29/11)
FTC: Mortgage Acts and Practice - Advertising, Final Rule, Federal Register: 76/141 (7/22/11)
CFPB: Alternative Mortgage Transaction Parity Act (Regulation D), Interim Final Rule with request for public comment, FR: 76/141 (7/22/11)
FRB: Final Rule - Loan Originator Compensation, Effective April 6, 2011, FR 76/139 (7/20/11)
FRB: 12 CFR Part 202, Regulation B, Adverse Action Notice, Equal Credit Opportunity, Final Rule (7/15/11)
FRB and FTC: 12 CFR Part 222, Regulation V, and FTC: 16 CFR Parts 640 and 698 - Fair Credit Reporting Risk-Based Pricing Regulations. Final Rules (7/15/11)
HUD: RESPA - Technical Corrections and Clarifying Amendments, FR 76/132 (7/11/11)
FRB and FTC: 12 CFR Part 222, Regulation V, and FTC: 16 CFR Parts 640 and 698 - Fair Credit Reporting Risk-Based Pricing Regulations (7/6/11)
FRB: 12 CFR Part 202, Regulation B, Equal Credit Opportunity, Final Rule (7/6/11)
SAFE Act: Final Rule - Licensing Standards and Oversight Responsibilities, FR 76/126 (6/30/11)
CFPB: Defining Larger Participants in Certain Consumer Financial Products and Services Markets, Notice and Request for Comment. Federal Register, Vol. 76, No. 125 (6/29/11)
CFPB: Amendments to the Alternative Mortgage Transaction Parity Act (AMTPA), CFPB Bulletin 11-1 (6/27/11)
CFPB: Identification of Enforceable Rules and Orders, Notice for Public Comment, FR 76/104 (5/31/11)
OCC: OTS Supervision Integration, Federal Register - Vol. 76, No. 102 (5/26/11)
CFPB: Proposal to combine GFE and TIL Disclosures (Option A and Option B) (5/18/11)
OTS: Consumer Affairs Laws and Regulations, Examination Handbook - Section 1305, May 2011 (5/2/11)
Interagency: Review of Foreclosure Policies and Practices (4/19/11)
FRB: "Ability to Repay" - Proposed Rule, Request for Public Comment (4/18/11)
FinCEN: Mortgage Loan Fraud Update, SARs from 1/1/2010 to 12/31/2010 (3/28/11)
HUD: Emergency Homeowners' Loan Program, Interim rule, FR 76/43 (3/4/11)
FRB: Escrow Accounts - HPMLs - Disclosures, Exemptions, Proposed Rules, FR 76/41 (3/2/11)
FRB: "Jumbo" Loans - HPMLs, Final Rule and Official Staff Commentary, FR 76/41 (3/2/11)
FRB and FTC: Fair Credit Reporting Risk-Based Pricing Regulations, Notice of Proposed Rulemaking (3/1/11)
FRB: Equal Credit Opportunity, Notice of Proposed Rulemaking (3/1/11)
FDIC: Advisory Committee to Discuss Principles for Low- and Moderate-Income Mortgage Lending and Supporting Financial Education, Press Release (2/24/11)
FRB: Truth in Lending, Proposed rule - Request for Public Comment (2/23/11)
FRB: Truth in Lending, Final rule - Official Staff Commentary (2/23/11)
FRB: Summary of Findings: Design and Testing of Escrow Disclosures (1/28/11)
FinCEN: Advisory to Financial Institutions on Filing Suspicious Activity Reports Regarding Elder Financial Exploitation, FIN-2011-A003 (2/22/11)
OCC: Testimony of John Walsh, Acting Comptroller of the Currency, before the Committee on Banking, Housing and Urban Affairs, U. S. Senate (2/17/11)
Treasury and HUD: Obama Administration Plan Provides Path Forward for Reforming America’s Housing Finance Market, Winding down Fannie Mae and Freddie Mac, Press Release, Treasury (2/11/11)
SAFE: Registration of Mortgage Loan Originators, Interagency Announcement (1/31/11)
FHA: 'Anti-Flipping Waiver' - Temporary Exemption from Compliance with FHA's Regulation on Property Flipping Extension of Exemption (1/28/11)
HUD: Servicemembers Civil Relief Act Notice Disclosure, HUD-92070 (1/18/11)
Small Entity Compliance Guide for the Model Privacy Notice, OTS (1/12/11)
State Nondepository Examiner Guidelines for Regulation Z Loan Originator Compensation Rule, Multistate Mortgage Committee (MMC) (10/6/11)
OCC: Resecuritization of Certain Residential Mortgage-Backed Securities, Interpretive Letter #1133 (9/2011)
FinCEN: Mortgage Loan Fraud Update - Suspicious Activity Report Filings in 2nd Quarter 2011 (9/28/11)
CFPB: Proposed Information Collection: Comment Request, Generic Clearance for Research in Development of Disclosure Forms, FR 76/186 (9/26/11)
FHA: Revised Lender Approval Requirements, Mortgagee Letter 2011-34 (9/23/11)
CFPB: Request for Information on Consumer Financial Products and Services Offered to Servicemembers, FR 76/172 (9-6-11)
NMLSR: MCR Data Quality - Samples of Common Issues (8/23/11)
HUD: Trial Payment Plan for Loan Modifications and Partial Claims under Federal Housing Administration’s Loss Mitigation Program, ML2011-28 (8/15/11)
"The Subprime Crisis: Is Government Housing Policy to Blame?" By Senior Economists Robert B. Avery and Kenneth P. Brevoort, FRB Issuance 2011-36, Division of Research and Statistics (8/3/11)
NMLSR: HUD Final Rule Changes Retake Policy for SAFE MLO Tests (8/02/11)
CFPB: Coordinating Consumer Complaints, Kent Markus, Deputy Director/Enforcement, Announcement (8/12/11)
HUD: Mortgagee Review Board - Administrative Actions, FR 76/146 (7/29/11)
FTC: Mortgage Acts and Practice - Advertising, Final Rule, Federal Register: 76/141 (7/22/11)
CFPB: Alternative Mortgage Transaction Parity Act (Regulation D), Interim Final Rule with request for public comment, FR: 76/141 (7/22/11)
FRB: Final Rule - Loan Originator Compensation, Effective April 6, 2011, FR 76/139 (7/20/11)
FRB: 12 CFR Part 202, Regulation B, Adverse Action Notice, Equal Credit Opportunity, Final Rule (7/15/11)
FRB and FTC: 12 CFR Part 222, Regulation V, and FTC: 16 CFR Parts 640 and 698 - Fair Credit Reporting Risk-Based Pricing Regulations. Final Rules (7/15/11)
HUD: RESPA - Technical Corrections and Clarifying Amendments, FR 76/132 (7/11/11)
FRB and FTC: 12 CFR Part 222, Regulation V, and FTC: 16 CFR Parts 640 and 698 - Fair Credit Reporting Risk-Based Pricing Regulations (7/6/11)
FRB: 12 CFR Part 202, Regulation B, Equal Credit Opportunity, Final Rule (7/6/11)
SAFE Act: Final Rule - Licensing Standards and Oversight Responsibilities, FR 76/126 (6/30/11)
CFPB: Defining Larger Participants in Certain Consumer Financial Products and Services Markets, Notice and Request for Comment. Federal Register, Vol. 76, No. 125 (6/29/11)
CFPB: Amendments to the Alternative Mortgage Transaction Parity Act (AMTPA), CFPB Bulletin 11-1 (6/27/11)
CFPB: Identification of Enforceable Rules and Orders, Notice for Public Comment, FR 76/104 (5/31/11)
OCC: OTS Supervision Integration, Federal Register - Vol. 76, No. 102 (5/26/11)
CFPB: Proposal to combine GFE and TIL Disclosures (Option A and Option B) (5/18/11)
OTS: Consumer Affairs Laws and Regulations, Examination Handbook - Section 1305, May 2011 (5/2/11)
Interagency: Review of Foreclosure Policies and Practices (4/19/11)
FRB: "Ability to Repay" - Proposed Rule, Request for Public Comment (4/18/11)
FinCEN: Mortgage Loan Fraud Update, SARs from 1/1/2010 to 12/31/2010 (3/28/11)
HUD: Emergency Homeowners' Loan Program, Interim rule, FR 76/43 (3/4/11)
FRB: Escrow Accounts - HPMLs - Disclosures, Exemptions, Proposed Rules, FR 76/41 (3/2/11)
FRB: "Jumbo" Loans - HPMLs, Final Rule and Official Staff Commentary, FR 76/41 (3/2/11)
FRB and FTC: Fair Credit Reporting Risk-Based Pricing Regulations, Notice of Proposed Rulemaking (3/1/11)
FRB: Equal Credit Opportunity, Notice of Proposed Rulemaking (3/1/11)
FDIC: Advisory Committee to Discuss Principles for Low- and Moderate-Income Mortgage Lending and Supporting Financial Education, Press Release (2/24/11)
FRB: Truth in Lending, Proposed rule - Request for Public Comment (2/23/11)
FRB: Truth in Lending, Final rule - Official Staff Commentary (2/23/11)
FRB: Summary of Findings: Design and Testing of Escrow Disclosures (1/28/11)
FinCEN: Advisory to Financial Institutions on Filing Suspicious Activity Reports Regarding Elder Financial Exploitation, FIN-2011-A003 (2/22/11)
OCC: Testimony of John Walsh, Acting Comptroller of the Currency, before the Committee on Banking, Housing and Urban Affairs, U. S. Senate (2/17/11)
Treasury and HUD: Obama Administration Plan Provides Path Forward for Reforming America’s Housing Finance Market, Winding down Fannie Mae and Freddie Mac, Press Release, Treasury (2/11/11)
SAFE: Registration of Mortgage Loan Originators, Interagency Announcement (1/31/11)
FHA: 'Anti-Flipping Waiver' - Temporary Exemption from Compliance with FHA's Regulation on Property Flipping Extension of Exemption (1/28/11)
HUD: Servicemembers Civil Relief Act Notice Disclosure, HUD-92070 (1/18/11)
Small Entity Compliance Guide for the Model Privacy Notice, OTS (1/12/11)
FHA: Capture of Nationwide Mortgage Licensing System and Registry (NMLS) Information, ML 2011-04 (1/5/11)
Quality Control Requirements for Direct Endorsement Lenders, ML 2011-02 (1/5/11)
Memorandum of Understanding: CFPB and CSBS, Press Release (1/04/11)
